Finance Center

Enjoy Easygoing, Affordable Auto Financing at Star Lincoln

Here at Star Lincoln, we believe that adding a new or used Lincoln vehicle to your driveway should be an exciting, easygoing experience from start to finish. Our Lincoln finance center in Southfield is available to help drivers breeze through the auto financing process and find affordable financing and lease solutions to suit just about any lifestyle or budget. So, if you're getting ready to drive home in an exquisite new or used Lincoln vehicle, we can help you take the next steps!

How Star Lincoln Can Make the Auto Financing Process Easier

Our expert financing team here at our Lincoln dealership serving Detroit can help you enjoy a low-stress experience that leaves you feeling confident in every move you make towards finding the car of your dreams and taking the steps to bring it home. Whether you're looking to finance a Lincoln MKC or lease a new Lincoln MKZ, you can always count our friendly team of auto finance professionals to lend their expertise.

Helpful Online Auto Financing Tools

Streamlining the auto financing process is the key to helping you ease through the steps towards financing your next new or used Lincoln model. That's why we offer a variety of online tools to help you along the way.

Here are a few of the online auto financing tools that you can use to your advantage:

  • Credit Estimator

    Finding your credit score is an excellent first step if you're getting ready to pursue financing for your Lincoln purchase. With our credit estimator tool, you can find your credit score online from the comfort of home and easily gather the information you need.

  • Financing Application

    Applying for financing online using our convenient financing application is an easy way to kickstart your journey towards securing an auto loan for your next Lincoln purchase near Livonia. Why apply online? Our secure application can help you save time at our dealership by helping you cut down on paperwork. Simply submit your application and let our team of experts reach out to our network of lenders to help you find the perfect financing solution for your needs.

  • Payment Calculator

    If you're curious about what you can expect to pay per month to finance your next Lincoln vehicle, our payment calculator tool can help you determine what your monthly payment might be depending on the price of a vehicle, down payment, APR, and loan term. Having a monthly payment estimate in hand will make it easier to budget for your next Lincoln purchase near Farmington, MI.

We also offer a variety of other useful tools such as a trade-in value estimator to help you figure out what your current vehicle might be worth, so please don't hesitate to take advantage of all the tools available to you here at Star Lincoln.

Take the Next Steps Towards Bringing Your Dream Car Home

If you're ready to set your Lincoln financing goals in motion, feel free to use our easy auto financing tools to help you get started. If you have any questions about financing or leasing a Lincoln vehicle near West Bloomfield, we invite you to reach out to us here at our finance center. Our team will be more than happy to go over your financing options and walk you through the steps to help you find an affordable financing solution for your needs.

Call or stop by our Lincoln dealership near Pontiac, MI today to learn more about how our team can help you find an affordable rate on a Lincoln loan or lease!

Apply for Financing

Purchase a Lincoln

New and Certified Pre-Owned Lincoln vehicles come with many advatanges: 
  • Flexible terms 
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in
When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider: 

GAP Coverage

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe. 

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP Coverage Options

Learning about both of the plans allows you choose accordingly

Flex Buy Program

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.
If you have any questions, we're ready to help walk you through all your available options.

Lease a Lincoln

There are a number of reasons to chooose Red Carpet Lease:
  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

Mileage Options

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP Protection Benefit

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

Advance Payment Program (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at (248) 354-4900 and we'd be happy to walk you through your options. At Lincoln Group, your satisfaction is our priority.