May 30, 2023

There are many advantages to securing car financing at your Lincoln dealer. These include lower interest rates, a streamlined experience, and flexible loan terms that work with your needs.

A couple signing their auto finance loan to purchase a new car happily.

1. Desirable Interest Rates

We work directly with Lincoln Automotive Financial Services, so we can offer our customers the best interest rates possible. By financing through our dealership, you can save money over the life of your loan with a lower interest rate. This may make room in your budget for you to get the features in your new car that you want most.

2. A Hassle-Free Approval Process

Choosing financing through our dealership means that you get to skip quite a few steps in the approval process. A traditional lender would have to research the dealership you’re buying from and the car you’re purchasing. We don’t have to do that.

We also have established financing offers, since car loans are what we specialize in. A traditional lender may need to make more decisions on how to handle your particular financing circumstances and needs. We strive to make the loan application and approval process as smooth and quick as possible.

3. Streamlined Experience

You can apply for a car loan, trade in your previous vehicle, and find your new one all in one place. In the future, you’ll be able to seamlessly visit our service center for regular maintenance and repairs as well. This creates a streamlined and easy experience for everything involving your car. A better buying experience overall allows you to focus on the things that matter, like enjoying your new Lincoln.

4. Flexible Loan Terms

A traditional financial institution will often only be willing to offer specific terms. These rigid repayment plans don’t work for everyone. At Star Lincoln, we can offer long-term repayment offers with lower monthly payments or short-term plans that work with your budget.

We know everyone’s financial situation is different. Customers with low credit scores work with our team to secure financing that makes sense for them. Our program helps people rebuild their credit as they make their monthly payments on time.

5. Value Adds

Our finance team is often able to add additional services to protect the investment you’re making in your vehicle purchase. We do our best to personalize the customer experience and add value that makes the most sense for your budget and car. Our customers often enjoy additional value from extended warranty programs offered through our financing department.

Securing financing through our dealership makes the process more enjoyable. We work with our customers to make sure their financial needs are handled. This way, they can move on to find their next vehicle. Visit Star Lincoln to see our new cars today.